A health savings account (HSA) is a tax-advantaged account linked with a high-deductible health plan (HDHP). They work together to help you cover your current health-care costs and also save for your future needs.Read More
There’s a misconception in the markets: value stocks have lost their vigor. Value stocks have under performed growth stocks over the past decade. In the US, the annualized compound return has been 12.9% for value stocks, or those trading at a low price relative to their book value. That contrasts with 16.3% annualized compound return for growth stocks, or those with a high relative price.Read More
2nd Opinion Service
In this challenging economy, you may be in a complex situation or just unhappy with the advice from your financial advisor—it’s not uncommon. We believe that many successful investors would value a second opinion on their finances.
In order to help people achieve their financial goals, we have created a complimentary second-opinion service. We’re pleased to offer you the same expertise and guidance that our clients have come to expect.Read More
Retirement is complex. In the face of often competing goals and numerous risks, the choices can be overwhelming, leaving many retirees unsure of where to begin. To help balance the many decisions to be made, we have constructed a retirement planning framework that allows retirees to capture their unique priorities and use their financial resources in a way that best aligns with
achieving their goals and mitigating their risks.Read More
Many of us find the process of signing up for Medicare coverage confusing. However, we also know that the choices we make could make a big difference in both how much we spend on medical care during our lifetime and what options will be available to us along the way. Partnering with an advisor to better understand your health care priorities and match them to appropriate coverage types can strengthen both your financial and emotional well-being. Advisors can also add value by ensuring that you have a strong grasp of the logistics and timelines associated with Medicare enrollment. We believe that there are three key steps to choosing a Medicare coverage option.Read More
The Medicare Open Enrollment Period is the time during which Medicare beneficiaries can make new
choices and pick plans that work best for them. Each year, Medicare plan costs and coverage typically
change. In addition, your health-care needs may have changed over the past year. The open enrollment
period is your opportunity to switch Medicare health and prescription drug plans to better suit your needs.Read More
The best plans for managing the finances of an older relative are made when that individual is still healthy. These talks should go beyond just discussing
money to include subjects like the relatives’ future independence, decision-making regarding finances, health care, and preferences for day-today living.
Read Full Article Here: https://www.aurochsfinancial.com/wp-content/uploads/2019/10/Step-by-Step-to-Help-Aging-Parents.pdf
Are you ready to create a plan for living the life you’ve always dreamed about? Contact us today to schedule your complimentary discovery meeting.
Your Guide to Financial Independence
Rick Epple, CFP(r), CeFT (r)
2nd Opinion Service
In this challenging economy, you may be in a complex situation or just unhappy with the advice from your financial advisor—it’s not uncommon. We believe that many successful investors would value a second opinion on their finances.
In order to help people achieve their financial goals, we have created a complimentary second-opinion service. We’re pleased to offer you the same expertise and guidance that our clients have come to expect.Read More
The current economic expansion passed the 10-year mark in June 2019, becoming the longest growth streak in U.S. history.Read More
On August 14, 2019, the Dow Jones Industrial Average plunged 800 points, losing 3% of its value in its biggest drop of the year. The Nasdaq Composite also lost 3%, while the S&P 500 lost 2.9%.1
The slide started with bad economic news from Germany and China, which triggered a flight to the relative safety of U.S. Treasury securities. High demand briefly pushed the yield on the benchmark 10-year Treasury note below the two-year note for the first time since 2007.2 This is referred to as a yield curve inversion, which has been a reliable predictor of past recessions. The short-lived inversion spooked the stock market, which recovered only to see the curve begin a series of inversions a week later.3Read More