If you’re considering whether to find a certified financial planner, it is critical to think long term.  You need to put a plan together that makes sense to you and ensures you are doing the right things to achieve your most important financial goals in line with your values.  This is how we help.  You might be worried about when you can retire?  Are you on track to retire?  Can I help my children?  I have been saving all my life and now how do I live off my investments without running out?  If you find a certified financial planner, it helps in the following areas:

  • Financial planning for your most important goals including retirement, college, etc.
  • Career Coaching for job changes including the transition to retirement.
  • Ongoing attention from a Certified Financial Planner™ who looks after the details of your plan.
  • Proactive assistance with the paperwork, deadlines and administration necessary to keep your plan on track
  • Updated plans that reflect substantial changes in your life or your financial situation
  • Professional management and guidance of all your investment accounts, even your 401k, 403b and 529 plan
  • Institutional-grade investments from leading fund families including Dimensional Fund Advisors (DFA Funds)    www.dfaus.com
    • Cash Flow planning to determine savings programs and for enjoying retirement with a well thought out plan for spending.
    • Tax Planning to reduce the impact of taxes and the creation of an annual tax packet to give to your tax preparer.
    • Liability and Debt Planning to achieve goals for debt payoffs and put a plan in place that makes sense.
    • Client Aging Planning to carry out your wishes for aging gracefully and for end of life.
    • Client Loss Process to help a spouse make sure they are ok financially and guide them through the grieving process.
    • Insurance Planning Yearly update of insurance needs, including assistance with “shopping” for coverage. Ultimately the “right” coverage for the premium dollars.
    • Business Planning to review both personal and business plans to make sure you are taking advantage of all the opportunities.
    • Estate Planning to identify your wishes for your family and then work with an attorney so the proper plan is in place and implemented.
    • Gifting Strategies to transferring wealth to your heirs and/or fulfilling charitable goals.” www.dfaus.com
  • Cash Flow planning to determine savings programs and for enjoying retirement with a well thought out plan for spending.
  • Tax Planning to reduce the impact of taxes and the creation of an annual tax packet to give to your tax preparer.
  • Liability and Debt Planning to achieve goals for debt payoffs and put a plan in place that makes sense.
  • Client Aging Planning to carry out your wishes for aging gracefully and for end of life.
  • Client Loss Process to help a spouse make sure they are ok financially and guide them through the grieving process.
  • Insurance Planning Yearly update of insurance needs, including assistance with “shopping” for coverage.  Ultimately the “right” coverage for the premium dollars.
  • Business Planning to review both personal and business plans to make sure you are taking advantage of all the opportunities.
  • Estate Planning to identify your wishes for your family and then work with an attorney so the proper plan is in place and implemented.
  • Gifting Strategies to transferring wealth to your heirs and/or fulfilling charitable goals.

 

 Are you ready to find a certified financial planner so you can live the life you’ve always dreamed about?  Contact us today to schedule your complimentary discovery meeting. 

Your Guide to Financial Independence

Rick Epple, CFP(r)