Through our simple financial planning process we uncover and help prioritize both your needs and wants. Needs are your required expenses such as housing, healthcare, children’s activities, insurance premiums, fuel and auto expenses, and food.


Wants are expenses that are non-essential, but contribute to your ideal life. These items can include a vacation home, travel, and funding important causes or education for future generations.

This simple process helps create a strategy designed to pay for your needs and wants through retirement with a combination of income streams and income from assets. This will help you take care of family, education expenses, or charities that are important to you.


Are you ready to create a plan for living the life you’ve always dreamed about?  Contact us today to schedule your complimentary discovery meeting. 

Your Guide to Financial Independence

Rick Epple, CFP(r)